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CWM Financial Services Guide Version 15

June 5, 2020

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Disclosure Statement: Carra Wealth Management Pty Ltd is an Authorised Representative of Consultum Financial Advisers Pty Ltd, ABN 65 006 373 995, an Australian Financial Services Licensee, registered at Level 6, 161 Collins Street, Melbourne VIC 3000. Terms & Conditions General Advice Warning